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Everyone knows there are discounts at restaurants and retailers, but many might forget about some of the greatest benefits and special programs available to homeowners in the U.S.. Unfortunately many Americans might be missing out because they don't know some of these programs and benefits exist. In fact, many of these are benefits you can take advantage from while you are staying at home today! If you have a smart phone or computer, you can claim these benefits from the comfort of your own couch.

That's why we put together a master list of the top discounts and benefits that we could find for American homeowners and adults for 2021.

Amazon Prime offers a free 30 day trial which include free two day shipping on millions of products. As a Prime member, you also get access to thousands of TV shows and movies on demand. Customers who have EBT or Medicaid cards receive a special discount on Prime making it just $5.99 per month. 

If you are already a prime member, make sure to use your discount at Whole Foods. Members get an additional 10 percent off sale items, typically hundreds of products throughout the store, plus ongoing weekly deep discounts on select best-selling items.

Not everyone is paying their electricity bill, and your energy company will never tell you that. Homeowners have taken advantage of an obscure government program which is paying them thousands to switch to solar.

On average, homeowners receive $5,000 back to install solar panels, thanks to the Federal Solar Tax Credit (FSTC). You can cover the full installation of solar, from labor through to parts. By claiming this benefit, you could cover the cost of going solar and never have to deal with a power company again. 

The benefits don't stop there, once you've made the switch, homeowners can reduce their energy bills all the way to $0! This helps you save even more in the long run.

It's very easy (and free) to check if your home qualifies, but this program may expire soon, so it's worth checking right away. Check Eligibility Here!

Did you know that you may be available for exemptions on property taxes? For example, in Washington, you may claim an exemption if you are at least 61 years old in the previous year and have a household income of less than $35,000. Depending on your income level, this exemption can be standard, partial or full. Visit your state's government website to see how much you could save.

A new special program is helping thousands of savvy homeowners get up to $1,550/year back on their home insurance. Has your insurance provider told you about this?

The truth is that everyone needs homeowners insurance, and the insurance companies know that. But how often do you actually get to use your insurance? Most probably not enough to make up for the cost year after year. Home insurance should not be expensive.

Here’s something most people don’t know about home insurance: Homeowners insurance is actually inexpensive, but most people are paying way too much. In fact, most homeowners can now get an average $1,550 taken off their annual bill for the same or even better coverage than they have now at a much lower rate by using this popular website.

In just 30 seconds, you can search available rates from the top insurance providers that compete to give you the lowest rate allowing you to get a big discount on a great coverage. Many readers are reporting that they’re able cut their home insurance in half just by using this free website to compare quotes.

Many seniors in the U.S. either don’t realize they get a discount at major grocery stores or forget to ask the cashier when they checkout. The next time you visit one of these chains, make sure you are getting the discount you’re entitled to:

Farm Fresh: 5% Discount on Tuesdays and Thursdays (55+)

Piggly Wiggly: usually 5% off one day of the week, inquire at your location (55+)

Kroger: 5% off on Wednesdays, varies by location (55+) 

Publix: 5% off on Wednesdays, varies by location – usually in areas with a Kroger (55+)

Rite Aid: 20% off (excludes prescriptions) the first Wednesday of every month in the wellness 65+ program

Walgreens: Up to 20% off on Senior Savings Day, the first Tuesday of the month, for 55+ and AARP members

Did you know there are federal programs homeowners can use to slash their mortgage payment every month? Most people are unaware of the Government programs that the banks are trying to keep a secret. 

These programs are helping homeowners who owe more than $100,000 on their home loan by reducing their payments by as much as $3,708 every single year. That is $309 taken right off your mortgage payment every single month, which is a huge discount homeowners are not taking advantage of. 

The banks aren't thrilled about losing their profit and secretly hope homeowners don't find out before these programs expire. If lowering your payments by $309 every month and paying off your mortgage faster sounds like something that could help you, don't let any more time pass. We've found a site that easily tells you if you qualify for free and with no obligation, just click here.

Baby boomers NEED to know about this do-over clause. A very little-known tax law allows Americans who collect social security to stop your current benefits, pay back everything collected without interest, and resume benefits at a new, higher rate based on your current age. 

The average benefit that's being paid out to recipients who are age 62 is $1,077. Individuals who are age 66 and age 70 are receiving an average of $1,333 and $1,482, respectively. The average 70-year-old is getting 38% more in Social Security income than the average person who is age 62. Clearly 4-6 years in age can make a big difference in your social security benefits!

Most adults don't realize this option is available to them and it's not for everyone. Make sure to work with a financial advisor before making this decision, but many seniors feel it's a trick that helps them maximize income in their golden years!

If you have any family, life insurance is a must. Most people don't have savings large enough for their family to continue paying your mortgage, cover their own living expenses, and pay for final expenses.

Even if you already have life insurance, many seniors find they are paying way too much for a less-than-great policy. Every year you age, your insurance premium rises 8-10% and these rising costs on life insurance can be difficult. You should be saving for retirement or already enjoying your retirement rather than making large payments every month.

Companies have made it very difficult to compare Life Insurance Policies side by side and see the pros and cons for each to find the best value because they want to overcharge on premiums. 

Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years, but this is coming to an end thanks to a new special program. Thanks to this amazing website it's easy to see and compare plans, regardless of age or medical history. This website is currently helping seniors review policies at no cost, so act now to see if you could save up to 70% on life insurance!

Ross: 10% off for 60 and over on Tuesdays

Bealls Outlet: 15% off every Tuesday (50+)

Kohl's: 15% off on Wednesday (60+)

Goodwill:10-20% off on select days (call your local store)

Banana Republic: 10% off (50+)

Belk: 15% off first Tuesday of every month (62+)

Everybody knows repairing or replacing a roof can be extremely expensive for the average homeowner. However, this clever website has put the roofing industry's expensive pricing on its head. Instead of leaving roofing issues to develop into even bigger problems, homeowners can finally get a new roof without paying as high of a cost.

By using this little-known website, homeowners can get a brand new roof at a fraction of the cost, allowing them to add valuable equity to their homes. Not just that, but putting off repairing or replacing an old roof could lead to much more serious issues down the line.

Simply check if your home qualifies and take advantage of potential savings on a new roof. Check If Your Home Qualifies by Clicking Here.

New windows are often overlooked as an important home upgrade but this one upgrade can save you money every month, make your living area more comfortable (especially in the Winter!) and improve the overall look of your home. Savvy homeowners understand that replacing windows is a home improvement investment that not only increases home value, but can also put money back in seniors' pockets with lowered heat and AC bills. Click the button below to see if your home could get new windows.

In the past many homeowners who had windows older than 7 years old would delay making this upgrade because it costs a fortune. Not anymore - this website makes it possible to upgrade today without spending an arm and a leg.

If you’re a homeowner, you already know the phrase “it’s always something”. Whether it’s an outlet that stops working, a plumbing leak, an appliance on the fritz, or something really serious like a furnace, you have almost no choice but to dig deep and pay big money for a repair.

Not anymore - still unknown to many homeowners is a brilliant Home Warranty program that could help millions of households never pay for these unforeseen covered problems. You likely have homeowners insurance, right? A Home Warranty Plan is similar to a homeowners' insurance plan, but it actually covers many things that an insurance plan won’t like a broken refrigerator, a broken furnace, and a broken dishwasher.

Fortunately, there is a special Home Warranty Program that is helping homeowners save thousands of dollars. A lot of home emergencies are covered by this plan, making it simple and easy for you to take preventative measures to protect your home. Click here to see available plans just for you.

Did you know that depending on your age and other factors, car owners could get discounts and price deductions on their car insurance?

If you pay more than $39/month for car insurance, there's a chance you could be paying less for the same coverage. Many drivers do not realize that these rates can actually go down and just keep renewing their current policy. It seems like a hassle to compare quotes, policies, rates, etc., but this brilliant website does all the work for you, and in under 3 minutes.

Many do not take advantage of the various discounts that could be available to them (maybe because you don't even know they exist!). 

Click here to see if you qualify to save $610+ every single year on your car's insurance

Below are the 5 highest value programs that offer the greatest benefits.

Don't Delay - They may expire at anytime, so apply as soon as you can!

1. Drop Your Electric Bills as Low As $0

2. Never Pay For Covered Home Repairs Again

3. Get $610 Off Your Car Insurance

4. Get Your $250,000 Life Insurance Policy

5. Save $309/Month On Your Mortgage Payment

“THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE.” 

This page is an advertisement/advertorial. We are dedicated to bringing readers valuable information which can help them accomplish financial and lifestyle goals. This site may receive compensation for product reviews and referrals or purchases made through our links. Any story depicted herein or example savings illustrated is for demonstration purposes only and individual results may vary based on qualifications. Terms and conditions apply.